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● We never ask for upfront fees to approve a loan. Beware of fraud calls using our name.
MECAFinanceMeca Finance

Terms of service

The terms that apply when you use our website and services.

Our role

Meca Finance Pvt. Ltd. is a loan facilitation service. We help you compare and apply for loans offered by our lending partners. We do not lend money, and we do not make credit decisions.

No guarantee of approval

Every loan is subject to the lender’s credit assessment, eligibility criteria, verification and documentation. Loan approval is not guaranteed. The final decision, loan amount, interest rate, fees and terms are set solely by the lender and shown in its offer and sanction letter.

Fees

We do not charge you any upfront fee to check eligibility or to approve a loan. Lender charges such as processing fees are set by the lender and disclosed in your loan documents.

Your responsibilities

  • Provide accurate, genuine and complete information and documents.
  • Read the lender’s key fact statement and loan agreement carefully before signing.

Calculators and information

EMI and other figures on this website are illustrations only. Actual figures depend on the lender’s offer.

Complaints

See our grievance redressal page.