Meca Finance
Home Loan
Whether it’s your first home or a bigger one, we compare home loan offers from banks and housing finance companies, explain the fine print, and handle the paperwork through to disbursement.
Key features
- Home purchase, construction and plot + construction
- Home improvement and extension loans
- Balance transfer with top-up
- Options for salaried and self-employed applicants
- Co-applicant structuring to improve eligibility
Who can apply
- Salaried or self-employed with stable income
- Age and tenure within lender limits
- Property with clear title and approvals
Documents needed
- PAN card
- Aadhaar card or other address proof
- Passport-size photographs
- Salary slips / ITR
- Last 6 months’ bank statements
- Property documents and sale agreement
Eligibility criteria and documents vary by lender. Approval, rate and terms are decided by the lender.
FAQ
Home Loan: common questions
How much home loan can I get?
It depends on your income, existing EMIs, age, credit history and the property’s value. Lenders usually finance a percentage of the property value; share your details and we’ll confirm your eligibility.
Can I transfer my existing home loan?
Yes. A balance transfer can lower your rate or EMI, and many lenders offer a top-up at the same time. We’ll compare the savings against any charges.
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